20 BEST WAYS TO SAVE MONEY .

Franklin said "If you would be healthy, think of saving as well as of getting"

Other Quotes say syrus " no good man ever become suddenly rich".

How to save money?

It is essential to save for retirement from your first job to your last job. Most people retire and they have only 12 % of their income saved of the recommended amount. It is because many people do have not good techniques to save money every month. They have no proper planning. It is a good idea to save money for your next car or your next home. 

Better ways to save money fast.

We all want to save money. To save money, you adopt long-term planning like as paying off debts first and should become frugal every matter.

I tell you the best method to save money. Some useful steps how to save money as under.

• Make a budget.

      You should make a budget for your monthly income. Do you know how much you need real money? and where your money is gone? So create a budget of your monthly expenses like your rent, food medical expenses, insurance exp., etc.

• Save automatically.

                           If you are honest to save money, then you transfer some portion of your income to your bank account every month. So your savings increased every month by month.

• Build an emergency fund.

                                    Some financial advisor says that you have six months worth of expenses in case of emergencies. This will help you avoid debt, or if you lose your job, or your car is broken down.

• Track your expenses.

                     You should make a list of all your expenses occurring during the month. keep a list of small expenses and think about income is enough for all your expenses.

• Pay Off Debts. 

                      You have a burden of debts and you are paying interest every month, now start to pay off your debts first. You r a large amount of income is going to pay off the interest. When you pay your debts then the money is automatically put into your pocket.

• Pay yourself first.

                          It means you have to pay money for your health. Eat good food and use fruits so that you will not bear or medical expenses and you work for a long time.

• Grocery savings of buying things.

                                           You purchase in bulk quantities for your household, because it will save your money. when you buy a little quantity it will be costly and more expensive. Make a list of retail shop things, then you buy for the month all items you need.

• Make lunch from home.

                                    You bring lunch from home. If you buy lunch from a hotel then it will cost $ 5 dollars, but if you save your money, then you make lunch at home. Every month a single penny save will be a great amount when you retire from your job.

• Start a plan for saving your retirement.

                                                          You start saving for your retirement as early as possible at least 10% to 15 % monthly. You should set your target and work on it. You should check your progress every month. Brace yourself for at least 3 months to 4 months.

• Shopping in the evening time.

                                             In the morning rates of prices are very high, so we will try to buy things in the evening time. Because in the evening time, the shopkeepers and fruit man reduce the prices of things, so you easily buy good things at cheap price.

• Once a time go to a restaurant for a meal.

                                                          If you are going outside for eating a meal, it is not a bad thing. But I suggest you go only once time in every month, so you save money. Another benefit is that you eat meals at your home, you should be healthy and you save your medical expenses.

• Control your telephone expenses.

                                               Many romance people call a whole night to their lover is good, but you are losing your time and money.

It is the best idea to use social media to avoid the telephone cost. Saving money is not only but you save your future also.

• Avoid smoking or drugs.

                                      Smoking is dangerous to health. However many people use drugs in case of failure in love or disputes with their wives. some students use smoking if they fail. It is not good, Become a good citizen, you avoid smoking and drugs. Because you know health is wealth. You should care for yourself first.

• Take advantage of Govt. Library.

                                                You should not buy newspapers try to go to the public library and read the newspaper. Because you see different types of newspaper you can read and also you read your favorite books also. Another benefit is you meet different people and some become the friend of your study. Good friends are assets of man's life.

• Eat meal 1st  at home before go to shopping.

                                                      Before going to market you should eat a meal first. When you are hungry, your attention is on yourself, and you see some food corner. You want to buy food your fancy. Do shopping once a month rather than again and shopping. So you save your time and any other work you will do this time.

• Purchased discounted things.

                                             When you want to buy something, you should know the price of things. You check all markets and where is a discounted rate of prices, you buy things from that shop. To pay cash, you should negotiate the price and ask for a further discount at the price.

• Sell extra things for your home.

If you have something extra in your house, then you sell things on Olx. And save cash for any other need. Get rid of things at your home, that you don't use of things.

• Avoid Food Spoilage.

                               You should not spoilage the food. Freeze the things. Because when you negligence to care the things then you have lost your money.

• Use Budgeted App. 

                                Using an online budgeted app. you should control your expenses and make a flexible budget. This is very easy and you will be familiar with finance. You did not become rich overnight, you slowly make some steps you can become rich.

Control transportation expenses.

                                             Try to lower your transportation expenses. Use the bus to travel instead of a car when you travel alone. Sometimes you do this and save your gas or petrol expenses.                                

Conclusion.

                  You should make a zero budget at the month start, and start saving as early as possible. Because you do not save money. you are safe in your future.